How the Capital Kids' Critical Illness Coverage works:
You apply for Critical Illness coverage for them any time between the ages 30 days old and 15 years old – anything from $10,000 to $50,000 coverage. If they get diagnosed with any one of 37 Critical Illnesses – things like Cancer, Deafness, even severe burns – as well as childhood conditions like Autism, Cystic Fibrosis or Type 1 Diabetes Mellitus, the insurance will give a tax-free cheque to help cover costs.
Once they’re in, their rates are guaranteed until Age 70 – so you could be protecting them well into adulthood!
Here are samples of the monthly premiums:
![](https://capital-planning.s3.us-west-2.amazonaws.com/uploads/content_image/image/94/Kids-CI-mthly-cost-ex-2019.png?X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Credential=AKIAZDHJHLSMKXQGIBIJ%2F20240727%2Fus-west-2%2Fs3%2Faws4_request&X-Amz-Date=20240727T050004Z&X-Amz-Expires=604800&X-Amz-SignedHeaders=host&X-Amz-Signature=f493db65089382a93d071276704c9f203559e9b8cf0214b0c05bdd5e0adbd412)
For more information on the Capital KIDS insurance program, please contact us or look here.