How to you start saving for your future?
For most Canadians, RRSPs - Registered Retirement Savings Plans are a great place to start. The Federal Government will allow you to contribute up to 18% of your earned income (to a maximum of $26,010) into your RRSP, and reduce the amount of taxes that you pay as a result. If you're not taking advantage of this option, you're leaving money on the table.
But when it comes time to start a Registered Retirement Savings Plan in Alberta, where do you start?
Capital Estate Planning has over 35 years of experience in helping Albertans save for their future. If you're a teacher or school board employee in Alberta, you have access to a Group RRSP specifically set up just for you. With over 40,000 people as part of our negotiating block, we've had the influence to be able to negotiate away a lot of the fees that you'd normally pay at a bank or private investment dealer -- there are no charges to set up, make changes or withdraw money from your account, for example, and no annual transaction fees.
Because of this experience, we've also been able to offer Group RRSPs to private companies, municipalities and organizations in Alberta. This gives even smaller companies access to an amazing investing plan for their staff -- without the administration challenges or long term liabilities you'd see in a normal pension plan.
And if you're an individual investor who isn't part of the group, but wants access to the sound financial advice that comes with close to four decades of experience in Alberta, our Individual Investing team can help guide you through all the decisions it takes to put together a sound financial plan.
Explore RRSPs - Designed for You
Contact us today for more information about our Group RRSP and how it can help you prepare for your retirement.