Individuals & Families

Insurance

At its core, Life Insurance is used to protect those we love – to pay off our debts and obligations and to help support them when we’re gone. But different people have different needs, and different ways that they like to work to access the services they need. Please find yourself below and we’ll do our best to lead you to the right solution for you:

If you’d like some help figuring out your needs and the best solution for you, then contact us to discuss what you’re thinking about.

For more information and research:

• If you’re earlier in your life stage – if you’re looking at things like mortgage debt, kids to support or other debts that you don’t want to leave to someone else, check out the pages on Term Insurance, Mortgage Insurance and Permanent Life Insurance. And just to let you know, a lot of teachers go for a Hybrid option that combines the best features of all of these.
  

• If you’re later in your life stage – if you’re worried about what you’re leaving behind, including not becoming a burden for the next generation. You might have some tax issues to sort out, or you want to leave a legacy, then check out the pages on Permanent Life Insurance and Planned Giving for more information.
  

If you’re unsure of where to start, you can always download the SNAP insurance fact finder – a tool to help assess what you might need for insurance here. Or just reach out to us and we’ll walk you through everything!

Insurance for Individuals and Families

• Individual Life Insurance
  What happens to your family and their finances when you die?

• Critical Illness Insurance
  A critical illness can be devastating to your health and also to your finances. Critical Illness Insurance can help safe guard your finances.

• Mortgage Insurance Alberta
  The Home Protection Plan Mortgage Insurance -- mortgage insurance that you own.

• Permanent Life Insurance
  What if you could guarantee life insurance rates for your entire life? Permanent Life Insurance can do that.

• Term Life Insurance
  Term Life Insurance is a broad category of insurance built to control your costs for a specific period of time.

• Planned Giving - Life Insurance to help you leave a legacy to future generations
  Using life insurance to make an impact for the charities in your life as well as your heirs.

• Disability Insurance
  Your most important asset is your ability to earn an income. Protect this asset with Disability Insurance.

• Capital Kids' Health Account
  Help protect the kids in your life from the consequences of a critical illness now and through their whole life.

• Self-Employed Dental & Health Insurance
  Are you still paying for your medical expenses with after tax dollars?

• Health & Dental Insurance for Individuals and Families
  Individual and family Health & Dental plans are built to provide group-style health insurance to individuals.

• Long Term Care Insurance
  Long Term Care Insurance can help you pay for long term care, whenever you need it.

• Life and health insurance products are provided by Capital Estate Planning Corp. through PPI Solutions. Life and health insurance products and services are not available through Desjardins Financial Security Investments Inc. (DFS Investments) nor are the insurance plans or services available and/or offered supervised or reviewed by DFS Investments. DFS Investments is the Mutual Fund dealer through which Mutual Fund products and services are provided.