GICs are considered a conservative investment vehicle that provides least risk of all options available. They provide investors with a defined rate of interest over a specified investment period, typically one to five years. They are available as part of an RRSP, TFSA, or RESP, and both Registered and Non-Registered Products.
At Capital Estate Planning, we offer GIC's through Desjardins Financial Security Investments Inc. and are able to offer our clients their choice of very competitive GIC rates available from a large variety of bank and investment institutions in Canada - we can shop the market for you.
Maureen Stone, Financial Advisor is a member of the Registered Deposit Brokers Association.
Contact us today for more information about Guaranteed Investment Certificate (GIC) rates
Mutual Funds are distributed through Desjardins Financial Security Investments Inc. (DFS Investments)
Mutual Funds are a basket of products (stocks, bonds, cash holdings, etc.) that are professionally managed, allowing diversification, liquidity and flexibility.
Registered Retirement Income Fund (RRIF)
When it comes time to draw an income out of your RRSP, how do you do it?