Why Capital Planning?
Partner With a Provider That Truly Cares
Benefits and group savings are not just “programs” to us. They shape how satisfied people feel in their jobs. Our goal with our plans is to make sure your employees feel supported at work, confident about the future, and that they have someone to talk to when life changes.
At Capital Planning, our approach is simple: human-first help, real conversations, and support that evolves with you, your workplace, and your life.
40+ Years
Serving Canadians
400+
Companies Served
4,000+
Individuals Served
Alberta
Based & independent
Better Support for Both Today and Tomorrow Starts Here
Here’s how we can help.
For Employers & Self-Employed Individuals
You’re responsible for a lot. A benefits plan is one of the biggest ways you can support your team, and it’s also one of the easiest places to feel stuck.
Annual Plan Reviews
Many employers are asked to accept renewal increases without a clear explanation. We take a different approach. We review what’s working, what’s changing, and what your team actually uses, then help you make decisions that fit your budget and your people.
Group Benefits & Group Savings, All in One Plan
Most firms focus on one side. We support both, so your benefits and group savings plan can work together as part of a healthier workplace experience. That also means employees can get guidance directly from our team.
Customization that matches real workplaces
One-size-fits-all plans can leave teams under-supported or paying for coverage that doesn’t fit. We help employers build plans that reflect your workforce, your industry, and your goals.
For Plan Members & Families
When was the last time you spoke to a real person about your benefits or group savings?
If you’re a plan member through an employer program or an education sector program, you deserve support that feels human. That includes:
- Help understanding your voluntary savings plan options in plain language
- Support for life changes (new baby, new mortgage, career shift, retirement planning)
- A place to ask questions without feeling rushed
We’re here for you and the most important people in your life.
For Alberta Teachers & School Board Employees
If you’re in education, your financial life has unique moving parts. Pensions, payroll structures, and benefits can interact in ways that are not always obvious.
That’s why education sector support needs to feel specialized, and we have plans that are designed just for you.
Expertise that understands the full picture
Capital Planning supports education sector members with guidance that considers how workplace benefits and long-term planning fit together.
Established ATA and ASBE programs
We provide Voluntary Benefits programs for both ATA members and Alberta School Board Employees, with simple enrollment and payroll deduction access through these programs.
Your Partner in Benefits and Wellness
Choosing Capital Planning means choosing a partner that truly cares about proper wellness and benefits supports. Here’s what we aim to deliver for every audience we support.
We Listen First, Then We Help
We start by understanding what’s changing in your workplace or life, then guide you toward the next best step.
Support That Evolves
We don’t treat benefits or savings as “set it and forget it.” People change. Workplaces change. Your plan should keep up.
Workplace Wellness, Not Just Coverage
Wellness includes physical, financial, emotional, and psychological wellbeing. Our plans cover each of these areas with our benefits, savings, insurance, and retirement options.
What Other Capital Planning Members are Saying
Check Out Our Latest Blog Posts
- Protecting Your EstateYou’ve worked hard throughout your lifetime and this hard work has finally paid off. Perhaps you’ve accumulated assets beyond even those that you may need to enjoy a carefree and relaxed retirement that will eventually be passed on to your heirs. However, some of these assets can result in a tax liability upon your death, or on the death of your spouse.
- Love & Money
How should you manage money in a relationship? This article offers some helpful strategies. - Your 101 on How Canadians Are Taxed
It’s almost time to file your personal income tax return. If you need a refresher on how Canadians are taxed, read on.
About Capital Planning
For more than 40 years, our local Alberta-based team has helped Canadian organizations feel more supported, more informed, and more confident in their future, whether they’re choosing plans for a team or planning for themselves.
We listen first, then we help. And when plans change or life gets complicated? We’re still here to help you adjust if needed.
Start Customizing Your Plan Today
Have questions? Not sure where to start? Send us a message! We’re here to help you build a plan that you can feel confident in.